What do you think of when you hear the word credit? If you start to shake or cower in fear because of a bad experience, then this article is perfect for you. It contains many tips related to credit and credit cards, and can help you to break yourself of that fear!
If a fraudulent charge appears on the credit card, let the company know straightaway. Immediate action you take gives your credit card company an upper hand in catching the thief. This is also the best way to make sure that you are not held responsible for these charges. Any charges that you did not make need to be reported to your credit company with a phone call or a high priority email.
If you find that you have spent more on your credit cards than you can repay, seek help to manage your credit card debt. It is easy to get carried away, especially around the holidays, and spend more than you intended. There are many credit card consumer organizations, that can help get you back on track.